U.S. Bank Credit Cards

Written by: Laura Mohammad

September 19, 2022

Here are the best offers for U.S. Bank credit cards. Compare offers side by side and apply online for the credit card that is right for you.

Here are the best offers for U.S. Bank credit cards. Compare offers side by side and apply online for the credit card that is right for you.

U.S. Bank Altitude® Go Visa Signature® Card
Our rating:4.3 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card's primary category rating. For more information, you can read about how we rate our cards.

Recommended credit

740-850 (Excellent) CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Rewards rate

4X points on dining, takeout, and restaurant delivery.
2X points on streaming services.
2X points at grocery stores, grocery delivery, gas stations, and EV charging stations
1X point on all other eligible purchases.

At A Glance

Intro offer
20,000 points Intro Offer: Earn 20,000 bonus points when you spend $1,000 in eligible purchases within the first 90 days of account opening.
Annual fee
Regular APR
19.49% - 28.49% variable
Back to top


What is U.S. Bank?

In 1863, First National Bank of Cincinnati opened its doors as a regional bank. Regional banks proliferated over the next century, and a series of mergers at the start of the 21st century predated the adoption of the U.S. Bank name. Today based in Minnesota, U.S. Bank is the fifth biggest in the country. As of Dec. 31, 2017, assets were $462 billion, and the bank employs 73,000 workers.

Savings, checking, mortgages – U.S. Bank’s services run the gamut. Here’s what is offered:

  • Online and mobile
  • Checking and savings
  • Credit cards
  • Mortgage and refinance
  • Loans and credit lines
  • Investing and retirement

Other benefits of having U.S. Bank cards

U.S. Bank rewards cards offer a variety of superior features, from access to celebrity chef tours and use of Silvercar to accident insurance and travel and emergency assistance. There are also benefits carried by all U.S. Bank personal cards.

All U.S. Bank personal cards

There are a few features all U.S. Bank personal cards have, including:

  • 24/7 U.S.-based customer service
  • Fraud protection
  • Chip technology
  • Online and mobile account access
  • Free TransUnion credit score
  • FlexControl budgeting tools
  • Spend analysis online reporting

Laura is an editor and writer at CreditCards.com. She has written extensively on all things credit cards and works to bring you the most up-to-date analysis and advice. Laura’s work has been cited in such publications as the New York Times and Associated Press. You can reach her by e-mail at laura.mohammad@creditcards.com and on Twitter @creditcards_lm.

Remove a card to add another to compare

Add at least 2
cards to compare